Draft — under legal review. The text below is a template and has not been ratified by a qualified lawyer. Do not rely on it as final policy. For data-related questions, email info@leadsventure.net.
Effective date: 1 January 2026 Last updated: 23 April 2026
01. Introduction
This Privacy Policy explains how Leads Venture LLC (accessible at https://leadsventure.net; “we”, “us”, “our”), the operator of this website, collects, uses, discloses and protects the personal information of visitors, insurance-quote requesters, newsletter subscribers, and other users. We provide information and lead-generation services for Life, Health, Auto, Home, Business and Travel insurance products. Because our services involve sensitive personal, health and financial data, we take privacy seriously and aim to comply with the EU General Data Protection Regulation (GDPR), the UK GDPR, the California Consumer Privacy Act as amended by the CPRA (collectively “CCPA”), and other applicable data-protection laws.
By using this website or submitting information through any form on it, you acknowledge the practices described in this policy.
02. Scope
This policy applies to personal information we collect:
When you browse this website.
When you request an insurance quote or contact us through any form on this site.
When you subscribe to our newsletter or marketing communications.
When you leave comments on blog posts.
When you interact with us by email, telephone, or social media in connection with our services.
03. Personal data we collect
3.1 Information you provide
Quote & contact form submissions: full name, email address, telephone number, postal address / ZIP code, message content.
Product-specific information required to prepare a quote, which may include:
Life & health insurance: date of birth, gender, marital status, dependents, smoking status, height/weight, medical history, prescriptions, pre-existing conditions.
Home / property insurance: property address, construction details, security features, claims history.
Business insurance: business name, industry, revenue, employee count, claims history.
Travel insurance: itinerary, dates of travel, traveller ages, destinations.
Financial information where strictly required to present a quote (e.g. approximate income bracket). We do not ask for full payment-card details through this website.
Newsletter signup: email address.
Blog comments: name, email, website URL, comment content.
3.2 Information we collect automatically
IP address, approximate location, browser type and version, operating system, device identifiers.
Referring URL, pages viewed, date/time of access, clickstream data, time spent on pages.
Cookies and similar technologies (see Section 7).
Server logs retained for security, abuse prevention and diagnostics.
3.3 Information from third parties
We may receive supplementary information about you from insurance carriers, underwriters, credit-reference or fraud-prevention agencies, and analytics providers, strictly for the purpose of preparing and fulfilling your insurance inquiry.
3.4 Media uploads
If you upload images to the website, please avoid uploading images containing embedded location data (EXIF GPS), as other visitors could extract that data.
04. How we use your data
To process your insurance quote request and match you with licensed insurance carriers, agents or brokers who can provide quotes.
To respond to your questions, contact form submissions and customer-service requests.
To send you newsletters, product updates and marketing communications where you have opted in, and to let you opt out at any time.
To operate, secure and improve this website (performance, caching, analytics, fraud prevention).
To comply with legal, regulatory and insurance-industry recordkeeping obligations.
To defend, establish or exercise legal claims.
05. Legal bases for processing (GDPR / UK GDPR)
Consent — newsletter subscriptions, non-essential cookies, processing of special-category data (e.g. health information for insurance quotes).
Performance of a contract / pre-contractual steps — handling your quote request and putting you in touch with carriers.
Legitimate interests — site security, fraud prevention, basic analytics, direct marketing of closely related services to existing contacts (with right to object).
Legal obligation — insurance regulatory recordkeeping, responding to lawful requests from authorities.
06. How we share your data
We share personal information only as needed and with parties who are bound by appropriate confidentiality and data-protection obligations. Recipients include:
Insurance carriers, underwriters, licensed agents and brokers who provide the quotes and policies you request.
Service providers that help us operate the site (hosting, email delivery, CRM, analytics, customer support).
Professional advisors (lawyers, auditors, accountants).
Regulators and law-enforcement authorities where required by law.
Successors in the event of a merger, acquisition or sale of assets, subject to this policy.
We do not sell your personal information for cross-context behavioural advertising, and we do not share it with advertising networks for targeted advertising purposes within the meaning of the CCPA/CPRA.
07. Cookies and tracking technologies
This website uses cookies and similar technologies for the following purposes:
Strictly necessary — session cookies, form nonce and anti-spam cookies, cache cookies used for page performance.
Preferences — remembering display choices and comment-author fields (if you leave a comment and opt in, your name, email and website may be stored in cookies for up to one year).
Analytics — measuring traffic and site performance (only set after consent where required).
Marketing — only where you have given consent.
08. Embedded content from other websites
Articles and pages on this site may include embedded content (e.g. videos, images, articles). Embedded content from other websites behaves exactly as if you had visited that other website directly. These third parties may collect data about you, use cookies, embed additional third-party tracking and monitor your interaction with that embedded content.
09. Data retention
Quote & lead data: retained for the period necessary to handle your request and for as long as legally required for insurance-industry recordkeeping (typically 5–7 years).
Newsletter data: retained until you unsubscribe.
Blog comments: retained indefinitely so follow-up comments can be recognised automatically; you may request deletion at any time.
Server logs & backups: typically rotated within 30–90 days.
10. Your rights under GDPR / UK GDPR
If you are in the European Economic Area, the United Kingdom, or another jurisdiction with equivalent rights, you may:
Access the personal data we hold about you.
Request correction of inaccurate or incomplete data.
Request erasure (“right to be forgotten”), subject to legal retention requirements.
Request restriction of processing.
Receive your data in a portable format.
Object to processing based on legitimate interests, including direct marketing.
Withdraw consent at any time where processing is based on consent.
Lodge a complaint with your supervisory authority (in the UK, the Information Commissioner’s Office; in the EU, your national data-protection authority).
11. Your rights under CCPA / CPRA (California residents)
If you are a California resident, you have the right to:
Know what personal information we collect, use, disclose and (where applicable) sell or share.
Request deletion of your personal information.
Correct inaccurate personal information.
Opt out of any “sale” or “sharing” of personal information (we do not sell or share in this sense, but you may still submit a request).
Limit the use and disclosure of sensitive personal information (such as health data) to purposes necessary to provide the service you requested.
Non-discrimination for exercising your rights.
You may exercise these rights by contacting us using the details in Section 16. We will verify your request using reasonable means and respond within the timeframes required by law. You may designate an authorised agent to submit a request on your behalf.
12. Security
We implement administrative, technical and physical safeguards designed to protect personal information, including TLS/SSL encryption in transit, access controls, least-privilege principles, secure hosting, and regular software updates. No method of transmission or storage is 100% secure; however, we will notify affected users and regulators in the event of a personal-data breach to the extent required by law.
13. International data transfers
Personal information may be processed and stored in countries other than your country of residence, including in the United States and the United Kingdom. Where we transfer personal data out of the EEA or UK, we rely on appropriate safeguards such as the European Commission’s Standard Contractual Clauses, the UK International Data Transfer Addendum, or other lawful mechanisms.
14. Children’s privacy
This website is not directed at children under 16 (or under 13 in the United States under COPPA), and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can delete it.
15. Changes to this policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements or for other operational reasons. When we make material changes, we will update the “Last updated” date above and, where appropriate, provide additional notice on the website.
16. Contact us
If you have questions about this Privacy Policy or wish to exercise any of your rights, please contact us:
